Private Health Insurance
HICAPS – FAST CLAIMS ON THE SPOT
If you have Dental Health Insurance, Coburg Dental Group’s HICAPS terminal can be used by all participating health insurance funds, and you only pay any out of pocket costs.
CLICK HERE TO FIND OUT MORE ABOUT “ON THE SPOT” INSURANCE CLAIMS
Do I need to apply for a HICAPS card?
No! You do not need to sign up to use HICAPS, just simply use your private health fund membership card to claim next time you visit Coburg Dental Group. Remember HICAPS is a FREE service for health fund members.
How do I claim?
Immediately after your appointment at Coburg Dental Group, your health fund card is simply swiped through the HICAPS terminal at Coburg Dental Group. Your claim details are entered and in seconds the whole transaction is processed. There is no need to visit a branch of your health fund.
Do I need to pay for the full fee before I can claim?
There’s no need to pay the full dental fee up-front then wait for the reimbursement of your benefit. Once your claim is authorised by your health fund, you simply pay the gap amount – the difference between the full fee for the dental treatment and the amount claimed from your health fund.
Which health funds participate with HICAPS?
Almost all of the health funds. In fact, 45 health funds participate! If you need to know which health funds participate and/or need more detailed information on each of the 45 health funds please click here to go to the HICAPS web site.